what2

What

We conceptualize and deliver payments solutions
why2

Why

Be at the cutting edge of payment technology
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How

By providing expert solutions, By staying nimble and fiercely client focused

RS Software personifies Trust, Stability and Predictability

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Global Presence

  • Building global, national and enterprise payment platforms

  • Present in four continents, working with global brands

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30 Years in business

  • Leadership in building Card and Real-time payment rails

  • Ready to Partner – long term focus with multi-year relationships

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Our Moat

  • Mission-critical implementations of lifecycle of the payment transaction to deliver trust in payments

  • Payments at the speed of thought

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Global-scale Payment Infrastructure

  • Four major game changing payment platforms

  • Processing 300+ Billion transactions annually

Core payments infrastructure - Globally and India

Developed and developing world

Accelerate Digital Payments

  • India’s digital payment infrastructure. 60+ billion yearly transactions

  • Instantiated, operating FRM platform for NPCI, subscribed by 1200+ banks. [India]

  • 3DS2.0 technology-consulting [US, Japan]

Accelerate Digital Payments

Data to Actionable Insight → Value-Add, Fraud Management

  • AI/ML for Authorized Payment Fraud (seamlessly scaling for 300% vol. growth between Mar 2020 to Mar 2021, to 3+ billion monthly transactions) [India]

  • Data Enrichment (entity resolution), Advance Reporting [US]

  • 15% Y-o-Y efficiency in EDW operation as data vol. & services grew 30+% Y-o-Y [US]

Data to Actionable Insight → Value-Add, Fraud Management

Thought Leadership, Practitioner’s View, Global Perspective

  • Real-time Payment central infrastructure architecture and design [Canada]

  • Wires modernization technology-consulting for transitioning to SWIFT MX [Canada]

  • Enterprise API Management Strategy consulting and roadmap [US]

  • EMVCo Tokenization technology-consulting [US]

Thought Leadership, Practitioner’s View, Global Perspective

Lineage in Switching: High Volume, Throughput and Resilience

  • 500 TPS to 55,000 TPS transformation of Core Authorization [US]

  • Billion-a-day transactions switching for UPI [India]

  • 99.999% availability payment switching platform for PSP [US]

Lineage in Switching High Volume Throughput and Resilience
trust home
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Trusts per second

Helping clients win.
Through our Value System.

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Driving digital transformation in payments

Determine your business growth
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Keep payments safe and
minimize risk

Banks can now trace fund movement in real-time and protect against fraud with RS IntelliEdge™.

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Enable the bill payments ecosystem
of the future

Financial Institutions, Core Providers, Bill Pay Service Providers, Fintechs, leverage RS BillAbhi™ to meet your customer demand and drive business growth

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Make real-time payments
really work

Stimulate consumer spending and enable higher value services to customers with RS RTPS™, capable of processing millions of transactions per second

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Our Suite of Products

Insights

Explore our thought leadership and learn from the experts
Sumit Misra
by Sumit Misra
November 28, 2022

Digital Wallets – Security

How secure are Digital Wallets? This is a question that naturally comes to mind as DWs are all about money. Since DWs us...
Continue
Sumit Misra
by Sumit Misra
November 15, 2022

Digital Wallets – Technology

Digital Wallets are hyper-personal solutions. Hence, a large part of the adoption will be driven by the user experience ...
Continue
Sumit Misra
by Sumit Misra
November 7, 2022

Digital Wallets: Convenience is King!

The primary driver for Digital Wallet (DW) is Convenience; convenience for mom-and-pop stores to have a business account...
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RS Competency Team
by RS Competency Team
October 12, 2022

Central Bank Digital Currency – Key Considerations for Adoption

Introduction Central Bank Digital Currency or CBDC today tops the agenda of every Central Bank. While the People’s Ba...
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Location

INDIA

Development Center
Adventz Infinity,
11th Floor, BN Block,
Sector – V,
Kolkata 700091, India.
Board: +91 33 6601 8899
Fax: +91 33 2367 4469