Are you ready for decentralized Social Media?

Storm in a teacup Over the last 6 months, we have been witnessing one of the greatest corporate sagas that is so much...
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The ReCommerce Way to Sustainability

On the 50th anniversary of Earth Day on April 22, 2021, thredUP, the world’s largest fashion resale platform partnered w...
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Innovation in B2B Payments – Racing to catch up with the digital payments revolution

While B2C (retail) payments have seen disruptive and continuing innovation in recent years, modernization efforts for B2...
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Looking back at 2021 – How Payments fared as the World Reopened

After a brief appearance in 2003 that was quickly contained, the SARS coronavirus reared its ugly head once again in lat...
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Buy Now Pay Later: A Frightening Trend

The disruption in the payments world triggered by the virus scare has provided a huge fillip to Buy Now Pay Later (BNPL)...
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Digital Overlay Services – New Kid on the Block

The first two decades of the 21st century saw new and disrupting phenomena in the payments ecosystem. Before that, the p...
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Is it time for the Nordics to learn payments innovation from India?

A column published in FinansWatch, by Kristian T Sorensen, Partner in Norfico, emphasizes the relevance of payments in t...
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Digital Overlay Services – Value-additions to future-proof payments

Businesses, Consumers and all other stakeholders in-between are single-mindedly focused on commerce today. Commerce in t...
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Bill Payments – A disruption waiting to happen

It is generally believed that the smartphone has disrupted society by replacing the simple cell phone with a clever devi...
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Staying ahead of Real-time Fraud

The last couple of years have seen an unprecedented surge in the demand for digital payments globally, thanks to advance...
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Electronic Bill Payment using E-Mandate

The process of electronic bill payment has its own set of challenges even though it seems to increase operational effici...
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Transformative infrastructure for e-payments

The key concluding events for commerce are invoicing and payments. As nations and regions with countries who share soft ...
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Bill Payment Network – A digital transformation infrastructure

The Nordic region is perhaps the closest to becoming a cashless society. Cash usage as reported recentlyi: Sweden - 2.1%...
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Tokenization: The Future of Payments Security?

Background: The Payment Card Industry Data Security Standard (PCI-DSS) was created to increase controls aroundcardhol...
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The Three Facets of Fighting Against Fraud

The fight against fraud for digital payments resides on the 3 vertices – Education, Experience, and Intelligence. Dig...
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Demystifying Fraud Detection

Worldwide, fraud is manifested typically after payment credentials are compromised. Having said that, there are scenario...
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Intensifying M&A in the Payments World

In its efforts to keep pace with the value creation needed to meet rising customer expectations, the payments industry i...
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