When integrating payments, it is essential to address the ability that customers have to manage the data upgrade elements required by the EMV standard and the firmware on the payment devices. This is fundamental to EMV compliance and to secure customers from vulnerability to security breaches and processing issues. If these updates are not made regularly, this can lead to compliance issues and ultimately card brand fines, which will be passed down to merchants by acquiring banks and processors.
A payment device is essentially an embedded platform that runs its own complex software stack. As with any software stack, it requires updates to keep the stack (and your solution) compliant with current versions of the EMV standard. Security vulnerability patches or general bug fixes also need to find their way to the payment device. Therefore, all EMV enabled solutions will require frequent data updates to cover off new data elements such as CA Public Keys and Data Object Lists that can change periodically. Having the correct CA Public Key is critical to the correct cryptographic operation of EMV.
Payment device configuration updates can be done manually, requiring someone to physically update each and every payment device on site, but this is inconvenient, impractical and time consuming.
A centralized estate management solution eliminates the constraints of local administration and maintenance while minimizing the risk of a single point of failure. An in-house Terminal Estate Management Solution will help maintain the application for different terminal brands that have the terminal applications.
Estate management will work seamlessly if RS Software’s Terminal Management application is loaded irrespective of the make.