A Central Infrastructure for faster payments
RS RTPS ™ is an advanced, state-of-art, real-time payment processing platform that is capable of processing instant account-based payments with very high throughput and high volume. It is designed to enable instant payment for retail and corporate customers, merchants and governments in country.
RS RTPS™ is built based on micro-service architecture and ensures 24x7 availability, 99.999% reliability, horizontal and linear scalability, 3000+ TPS throughput and end-to-end security. The platform can be implemented in multiple data centers in Active-Active mode or Active-Passive mode ensuring near zero RTO and RPO. The platform supports end-to-end encryption using RSA 2048 bit encryption methodology. The technology stack is chosen carefully to ensure that there is no stringent license binding on the owner and total cost of ownership [TCO] remains significantly low.
RS RTPS™ is designed with “mobile-first” strategy that supports ISO 20022 protocol and ensures seamless integration with mobile with both payment APIs and meta-APIs that enable authentication, payment and notification functionalities. The platform is future-ready to meet demand of future expansion and integration with other platforms or components as and when required.
Key Functions and Features: