RS BillAbhi - Bank™

BillAbhi Bank Bill Abhi Bank

It is a middleware solution that connects banks to Bharat Bill Pay System (BBPS), a national bill presentment and payment infrastructure. Built with API-first, Mobile-first architecture principles. RS BillAbhi™ - Bank is cloud-ready. It enables banks to operate as Customer operating units or Biller operating units or both. RS BillAbhi™ -Bank enables customers to pay their bills through multiple channels: integrated app on mobile banking and internet banking, through agents, business correspondent (BC) outlets and bank branch/online modes. RS BillAbhi – Bank™ connects to any Real-time Payments Rails and is ISO 20022 compliant. 

Key features include:

For Customer operating unit:

  • Bill Presentment (Registered and Unregistered)
  • Bill Payment (Quick Pay, Adhoc pay and Standing Instruction)
  • Favorite Biller Registration for Auto Bill fetch
  • Auto- Reconciliations
  • Complaints & Dispute
  • For Biller operating unit
  • Biller Onboarding, Configuration and Registration
  • On-Us Transactions
  • Complaint and Dispute
  • Clearing & Settlement
  • Provides APIs for
  • Developing bill payment apps by banks
  • Integrating mobile banking app with bill payment
  • Integrating bill payment with internet banking
  • Integrating Fintech and aggregator

  • RS BillAbhi – Bank™ has been built using open source technologies and commodity hardware leading to low TCO. RS BillAbhi - Bank™ is implemented at top 10 banks in India, both national (PSU) banks and private banks, including State Bank of India (236th among Fortune 500), ICICI, PNB, Canara Bank, IDBI and some of the tech savvy banks like RBL, SIB and others. It also connects Fintechs like Swiggy (app based food delivery service) and OLA (app based cab service).