Our Payment Gateway Solution addresses all
the challenges faced by Merchant Processors around the globe.
Get your online processing started...
Payment Gateway
The Payment Gateway solution allows Multi-Channel Acquiring (POS, e-POS, EMV POS, ATM and Internet) over a range of payment cards (Gift/Store/Loyalty/Credit/Debit/Prepaid). It supports a range of devices (PC, PDA, Mobile Handset) and manages customizable alerts, Proof-of-Dispatch, mail notification etc. It also:
Provides capability to accept different types of cards e.g. Credit, Debit, Stored Value, Loyalty, EBT etc
Provides capability to switch transactions between Acquirers
Provides support for transaction qualification
Minimizes platform dependency
Manages merchant settlement
Our solution is also
Transaction Persistent
Multi-Currency, multi-Lingual and Multi-Location
The solution comprises of the following modules:
Core Switch
Internet Payment Gateway
Reporting and Data Analytics
Back Office
Modules of the solution...
Core Switch
Core Switch controls the transaction routing based on business definition and manages session for every individual request. It also generates ‘Timeout Response’ incase of SLA failure and reverses an approved response. The solution also manages format and system exceptions and adapts Processor specific transaction format. It also provides transaction persistence and manages SLA.
Switch
System Reversal
Session Manager
Timeout
Format Transformer
Exception Manager
Internet Payment Gateway
Internet Payment Gateway provides flexible integration option for market standard shopping carts and offers a readymade Virtual Terminal. The module helps in secured Merchant Registration and User Management and provides an interface for merchant administration.
SOAP based Interface
Form submission Interface
Virtual Terminal
Merchant Administration
Wizard for AVS rule Setup
Reporting and Data Analytics
The Reporting and Data Analytics solution module records each and every state of a transaction for Rollback and Audit trail. Filter based reporting is provided both for the ISO / MSP and the merchants. The component assesses in-flight risk of a transaction and generates alerts in case of identified risk, if defined. It also provides pre-formatted reports and transaction research capability and offers ready dimensions and facts for easy reporting.
Risk Monitor
Data Analytics
Transaction Warehouse
Alert Generator
Back Office Integration
Back Office Integration module offers online Merchant Registration with extensions for interfaces to credit rating agencies and defines the parameter for Merchant Processing. It also sets the service rules for AVS and CVV2 and downloads and integrates settlement file from Acquirer. The solution generally applies rules for generating commission calculation for ISOs / Agents.
