The ePayments Experts

Key Executives



RS Software’s management team combines in-depth expertise in electronic payments with hands-on technical experience. Our seasoned executives are leaders in the payment industry with depth of knowledge in several key areas including program management, consulting, security, and risk management. Our management understands today’s payment environment because it has participated in its evolution having witnessed directly the challenges that our clients face on a daily basis.



Raj Jain

Chairman and Managing Director

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Raj Jain’s global vision, diverse talents and leadership traits have given him the opportunity to be a pioneer and an entrepreneur in business and for institutions focused on individual and professional growth. He cofounded the fourth chapter in Silicon Valley of Young Presidents Organization (YPO). YPO is a global network of young chief executives that connects 18,000 peers and their families in more than 100 countries to learn, exchange ideas and address the challenges leaders face today. Mr. Jain also started the TiE chapter in Kolkata. TiE’s mission is to foster entrepreneurship globally through mentoring, networking, and education. TiE’s focus is on generating and nurturing the next generation of entrepreneurs to facilitate wealth creation with a commitment to giving back to the community. In addition, Mr. Jain has played an important role in the building of one of the most successful industry associations globally. He has served on the Executive Council of National Association of Software and Services Companies (NASSCOM), both as a member and officer. In 1999, he was elected Chairman of NASSCOM by its Executive Council and, in that same year, acknowledged by Ernst & Young as one of the top 20 Outstanding Entrepreneurs of the Year. He is a regular speaker global forums and at universities.

After receiving his BS and MBA degrees in the United States, Mr. Jain sensed that the convergence of computing power with telecommunications would soon created an outlet for addressing the significant demand for software development. As a student of US corporate history, he could see an emerging opportunity in the area of Information technology outsourcing. He left his job as a software systems analyst in Los Angeles, California and returned to India founding R S Software (India) Ltd. with the goal of providing quality software services to international markets. With more than 30 years of professional experience, Mr. Jain has pioneered the domain-focused model for IT outsourcing. At RS Software this model is used to combine the company’s IT outsourcing methodology and its knowledge of the electronic payments industry. Mr. Jain's management style is to lead from the front. His work around the world has provided him with a solid understanding of and appreciation for the diversity of global business and culture. He utilizes his significant professional and personal networks to hire individuals who are the best and brightest providing RS Software with a world-class team to support its vision of being the global leader in providing technology solutions for the electronic payments industry.



Ashok Gaur

Vice President, Operations and Productivity Enhancement

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Ashok’s broad range of experience in the financial services technology outsourcing industry includes pre-sales, business development, P&L management, service delivery, customer relationship management, line management and program management. During a career that spans more than 24 years, he has worked in the Americas, Europe, Middle East, India and Asia successfully navigating multiple cultural settings. Ashok has been responsible for delivering solutions to large organizations primarily in BFSI segment. He has a strong understanding of Quality Processes and has been involved in multiple implementations of CMM, CMMI and PCMM Level 5 practices. At RS Software, Ashok ensures that productivity at all levels of the organization is optimized so that our clients realize the lowest level of risk and fastest time to market possible. He has an Engineering Degree in Computer Science from NSIT (Delhi).



Prasanta Chakraborty

VP Corporate

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Prasanta Chakraborty has served in a variety of leadership roles with major global corporations delivering large scale outsourcing deals, managing key customer accounts and overseeing business development. During his 20 years career, he has worked in multi-cultural environments executing projects around the world giving him an appreciation for diversity and an opportunity to work with some of the best minds in IT outsourcing. At RS Software he leads business support group globally, and ensures the highest quality of pre-sales and post sales experience for the customers. He holds a degree in Electronics and Communications.



Vijendra Surana

CFO and Company Secretary

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Vijendra Surana has extensive managerial experience in the finance, accounting and capital management areas. His more than 17 years of experience has helped to build a comprehensive understanding of the financial needs of an organization, strategies and tactics required to ensure business continuity for customers, and corporate governance, practices which build a strong foundation for all statutory compliances. His experience and qualifications make him adept at managing the cost structure of an organization working in a global environment. At RS Software he is responsible for all of financial accounting, budgetary management, capital structure, treasury functions, and legal compliances. Mr. Surana is an accredited Chartered Accountant (FCA), Company Secretary (ACS) and Cost Accountant (AICWA), and is a qualified MBA.



Sumit Misra

General Manager

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Sumit Misra has the distinction of serving in a variety of roles for major companies in the IT outsourcing industry working as an engineer, project lead and project manager on large complex projects. With the experience gained from a professional career that spans more than two decades, he now helps leading companies in the payment industry determine technical strategies that help them stay current and build competencies that best fit the needs of their customers. At RS Software, Mr. Misra strengthens and extends our position as a leader in the payments industry by managing the RS School of Payments and RS Payments Lab enhancing our domain expertise by instituting best practices in knowledge management. He holds a Master’s degree in Electronics and Telecommunication Engineering.



Aniruddha Rai Chaudhuri

General Manager, Quality and Benchmarking

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Aniruddha Rai Chaudhuri’s career in the software industry spans more than 20 years, with a focus on benchmarking and developing process architecture best practices within organizations. His depth and range of experience includes project management, business process re-engineering and the design and implementation of highly reliable quality systems. His successful career has been built on his ability to see and understand how to implement quality processes for clients in an IT outsourcing industry that continues to evolve. At RS Software, Mr. Chaudhuri directs the continuous benchmarking of our process architecture to best practices globally and, in particular, at RS Software customer locations. He holds a Science degree and is a Certified Quality Analyst from QAI in the United States.



Sanjay Guha

Deputy General Manager

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Sanjay Guha’s significant experience delivering large complex projects to leading organizations in the electronic payments industry in the United States, Europe and Asia has provided him a comprehensive understanding of the cultural and legal nuances inherent in payments systems globally. His expertise includes the credit card segment, prepaid/stored value cards, merchant boarding, agent residual management as well as chargeback and dispute management. In his career, which spans more than 20 years, he has worked as a developer, project manager and business analyst. At RS Software Mr. Guha provides the entrepreneurial leadership necessary to expand our world-class delivery organization, which is vital to our vision of being the global leader in providing technology solutions for the payments industry.



Kallol Ghosh

Deputy General Manager

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In a career that covers more than two decades, Kallol Ghosh has become expert in delivering complex projects involving multiple systems in scalable, high volume, transaction-processing environments to some of the most demanding organizations in the world. This experience has provided him with a broad skill set related to understanding, implementing and replicating methodologies that enhance the effectiveness and efficiency of mission critical systems in core areas of electronic payments industry. He has built highly reliable knowledge management systems that ensure best practices for complex projects involving multiple systems vital to the client’s business are shared and replicated to achieve high levels of productivity. At RS Software, Mr. Ghosh leads our delivery of solutions for systems that process several trillion dollars of transactions. He has a degree in Science and holds a Master’s degree in Business Administration.



Indrani Roychowdhury

Senior Manager

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The focus of Indrani Roychowdhury’s career has been on analysing and understanding organizations from the perspective of its various stakeholders. During her 20-year career, she has interfaced with customers from around the world to help develop an understanding of how to effectively communicate corporate messaging across different cultures. Her work with the media and industry associations has provided her with a unique understanding of how a company is perceived within the industry. At RS Software, Ms. Roychowdhury manages our corporate communications for internal and external audiences. She holds a degree in Psychology and has a diploma in Software Systems Development.



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