Why We Come To Work

Our mission is to help our clients enhance the economic circumstances of individuals, communities and countries through the transformative power of electronic payments.

Areas of Expertise

Core Processing

Develop or re-engineer high volume authorization, clearing and settlement, switching, reconciliation and disbursement systems.

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Security & Compliance

Tokenization, EMV, P2PE, encryption, DUKPT, 3DSecure, VbV, biometric, facial recognition, geo-location, PCI-DSS practices.

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Digital Payments

Development of API-driven digital strategy, platforms and shopping applications including white label mobile wallets.

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Data Analytics

Data assessment, cleansing, transformation, enrichment, and governance to support min inning, modeling and reporting for business intelligence.

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QA & Testing

Certification, integration, device and UI testing with test management and automation to streamline operations and improve code coverage.

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Merchant Acquiring

Automation & intelligent processing for dispute, chargeback, interchange optimization & settlement. EMV compliance & multi-currency capable.

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Clients Served


Lines Of Code


No. Of Projects


Cups Of Coffee
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Payments Horizon Blog

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Transactions Per Second:  We Were Wrong
August 17, 2016

I have been in the payments industry a long time, decades in fact. My first job was with a leading provider of switching software for point of sale systems. We worked with big issuers around the world…

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Automated Reconciliation
August 12, 2016

A rapidly changing payments ecosystem around the world has made the need for a faster return on investment imperative. Automation within the life cycle of a payment is mandatory for any company wishing…

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How To Automate Dispute Management While Protecting Investments In Existing Systems
August 4, 2016

According to the American Bankers Association, credit cards are used for approximately $2.5 trillion in transactions a year in more than 24 million locations around the world. With tens of thousands of…

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Read about why leading payments brands trust RS Software